Why Didn't I Think of That?!?

I'm starting a new section of links for good ideas that I didn't come up with. Some things that seem so simple once they're out there :-P.

I heard about prosper.com the other day, which is what prompted this post. It's a very good idea that seems to be well thought out and implemented. This is a person-to-person loan site. You enter a loan request, and the maximum interest you're willing to pay. Prosper runs your credit, and other people can bid in an ebay-style system up to your maximum rate.

It won't save you a ton of money borrowing, but you can probably shave a couple % off the interest rate at least. And for lenders, although it's a higher risk (people can default, although it hurts their credit just as much as if they defaulted on a bank loan) it's also much higher interest than you get in a bank right now.


Not too much else interesting going on in my life right now, as you can probably see from the lack of posts. I'll be going to the Daily SHow on 5/8, so I'll definitely have something to report again then, if not sooner!